LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,096
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,441
−HK$351/mo
Today · 4.125%
HK$11,792
baseline
▲ 0.50% · 4.625%
HK$12,509
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,584/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,344
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,675
−HK$336/mo
Today · 4.125%
HK$13,011
baseline
▲ 0.50% · 4.625%
HK$13,697
+HK$686/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,022/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,315
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,729
−HK$421/mo
Today · 4.125%
HK$14,150
baseline
▲ 0.50% · 4.625%
HK$15,011
+HK$861/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,300/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,813
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,210
−HK$403/mo
Today · 4.125%
HK$15,613
baseline
▲ 0.50% · 4.625%
HK$16,436
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,226/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,534
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,017
−HK$491/mo
Today · 4.125%
HK$16,508
baseline
▲ 0.50% · 4.625%
HK$17,513
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,016/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,281
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,745
−HK$470/mo
Today · 4.125%
HK$18,215
baseline
▲ 0.50% · 4.625%
HK$19,175
+HK$960/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,430/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,972
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,594
−HK$631/mo
Today · 4.125%
HK$21,225
baseline
▲ 0.50% · 4.625%
HK$22,516
+HK$1,291/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,450/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,815
−HK$604/mo
Today · 4.125%
HK$23,419
baseline
▲ 0.50% · 4.625%
HK$24,654
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,838/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,101 · Scale 2, in force from 26 Feb 2026)