LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,981
−HK$6,959/mo
▼ 0.25% · 3.875%
HK$114,433
−HK$3,507/mo
Today · 4.125%
HK$117,940
baseline
▲ 0.50% · 4.625%
HK$125,117
+HK$7,177/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$235,880/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,465
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$126,776
−HK$3,360/mo
Today · 4.125%
HK$130,136
baseline
▲ 0.50% · 4.625%
HK$136,995
+HK$6,859/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$260,272/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,177
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$137,320
−HK$4,208/mo
Today · 4.125%
HK$141,528
baseline
▲ 0.50% · 4.625%
HK$150,140
+HK$8,612/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$283,056/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,158
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,132
−HK$4,031/mo
Today · 4.125%
HK$156,163
baseline
▲ 0.50% · 4.625%
HK$164,394
+HK$8,231/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$312,326/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,373
−HK$9,744/mo
▼ 0.25% · 3.875%
HK$160,206
−HK$4,911/mo
Today · 4.125%
HK$165,117
baseline
▲ 0.50% · 4.625%
HK$175,163
+HK$10,046/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$330,234/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,851
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,487
−HK$4,703/mo
Today · 4.125%
HK$182,190
baseline
▲ 0.50% · 4.625%
HK$191,793
+HK$9,603/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$364,380/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,766
−HK$12,527/mo
▼ 0.25% · 3.875%
HK$205,979
−HK$6,314/mo
Today · 4.125%
HK$212,293
baseline
▲ 0.50% · 4.625%
HK$225,210
+HK$12,917/mo
Deposit HK$4.87M · loan HK$43.80M · min. income ≈ HK$424,586/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,237
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$228,198
−HK$6,046/mo
Today · 4.125%
HK$234,244
baseline
▲ 0.50% · 4.625%
HK$246,591
+HK$12,347/mo
Deposit HK$4.87M · loan HK$43.80M · min. income ≈ HK$468,488/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,491 · Scale 2, in force from 26 Feb 2026)