LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,990
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,442
−HK$3,508/mo
Today · 4.125%
HK$117,950
baseline
▲ 0.50% · 4.625%
HK$125,127
+HK$7,177/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$235,900/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,475
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$126,786
−HK$3,360/mo
Today · 4.125%
HK$130,146
baseline
▲ 0.50% · 4.625%
HK$137,006
+HK$6,860/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$260,292/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,188
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,331
−HK$4,209/mo
Today · 4.125%
HK$141,540
baseline
▲ 0.50% · 4.625%
HK$150,152
+HK$8,612/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$283,080/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,170
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,144
−HK$4,031/mo
Today · 4.125%
HK$156,175
baseline
▲ 0.50% · 4.625%
HK$164,407
+HK$8,232/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$312,350/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,386
−HK$9,744/mo
▼ 0.25% · 3.875%
HK$160,219
−HK$4,911/mo
Today · 4.125%
HK$165,130
baseline
▲ 0.50% · 4.625%
HK$175,177
+HK$10,047/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$330,260/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,865
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,501
−HK$4,703/mo
Today · 4.125%
HK$182,204
baseline
▲ 0.50% · 4.625%
HK$191,809
+HK$9,605/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$364,408/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,781
−HK$12,529/mo
▼ 0.25% · 3.875%
HK$205,996
−HK$6,314/mo
Today · 4.125%
HK$212,310
baseline
▲ 0.50% · 4.625%
HK$225,228
+HK$12,918/mo
Deposit HK$4.87M · loan HK$43.81M · min. income ≈ HK$424,620/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,255
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$228,216
−HK$6,047/mo
Today · 4.125%
HK$234,263
baseline
▲ 0.50% · 4.625%
HK$246,611
+HK$12,348/mo
Deposit HK$4.87M · loan HK$43.81M · min. income ≈ HK$468,526/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,655 · Scale 2, in force from 26 Feb 2026)