LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,990
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,443
−HK$3,507/mo
Today · 4.125%
HK$117,950
baseline
▲ 0.50% · 4.625%
HK$125,127
+HK$7,177/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$235,900/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,475
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$126,787
−HK$3,359/mo
Today · 4.125%
HK$130,146
baseline
▲ 0.50% · 4.625%
HK$137,007
+HK$6,861/mo
Deposit HK$24.34M · loan HK$24.34M · min. income ≈ HK$260,292/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,188
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,331
−HK$4,209/mo
Today · 4.125%
HK$141,540
baseline
▲ 0.50% · 4.625%
HK$150,153
+HK$8,613/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$283,080/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,171
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,144
−HK$4,032/mo
Today · 4.125%
HK$156,176
baseline
▲ 0.50% · 4.625%
HK$164,408
+HK$8,232/mo
Deposit HK$19.47M · loan HK$29.20M · min. income ≈ HK$312,352/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,386
−HK$9,744/mo
▼ 0.25% · 3.875%
HK$160,220
−HK$4,910/mo
Today · 4.125%
HK$165,130
baseline
▲ 0.50% · 4.625%
HK$175,178
+HK$10,048/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$330,260/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,866
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,502
−HK$4,703/mo
Today · 4.125%
HK$182,205
baseline
▲ 0.50% · 4.625%
HK$191,809
+HK$9,604/mo
Deposit HK$14.60M · loan HK$34.07M · min. income ≈ HK$364,410/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,782
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$205,997
−HK$6,313/mo
Today · 4.125%
HK$212,310
baseline
▲ 0.50% · 4.625%
HK$225,229
+HK$12,919/mo
Deposit HK$4.87M · loan HK$43.81M · min. income ≈ HK$424,620/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,256
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$228,217
−HK$6,047/mo
Today · 4.125%
HK$234,264
baseline
▲ 0.50% · 4.625%
HK$246,612
+HK$12,348/mo
Deposit HK$4.87M · loan HK$43.81M · min. income ≈ HK$468,528/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,068,664 · Scale 2, in force from 26 Feb 2026)