LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,099
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,445
−HK$350/mo
Today · 4.125%
HK$11,795
baseline
▲ 0.50% · 4.625%
HK$12,513
+HK$718/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,590/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,348
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,679
−HK$336/mo
Today · 4.125%
HK$13,015
baseline
▲ 0.50% · 4.625%
HK$13,701
+HK$686/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,030/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,319
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,734
−HK$420/mo
Today · 4.125%
HK$14,154
baseline
▲ 0.50% · 4.625%
HK$15,016
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,308/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,817
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,215
−HK$403/mo
Today · 4.125%
HK$15,618
baseline
▲ 0.50% · 4.625%
HK$16,441
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,236/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,539
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,022
−HK$492/mo
Today · 4.125%
HK$16,514
baseline
▲ 0.50% · 4.625%
HK$17,518
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,028/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,287
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,751
−HK$470/mo
Today · 4.125%
HK$18,221
baseline
▲ 0.50% · 4.625%
HK$19,181
+HK$960/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,442/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,979
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$632/mo
Today · 4.125%
HK$21,232
baseline
▲ 0.50% · 4.625%
HK$22,524
+HK$1,292/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,464/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,822
−HK$605/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,259 · Scale 2, in force from 26 Feb 2026)