LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,102
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,448
−HK$350/mo
Today · 4.125%
HK$11,798
baseline
▲ 0.50% · 4.625%
HK$12,516
+HK$718/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,596/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,351
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,682
−HK$336/mo
Today · 4.125%
HK$13,018
baseline
▲ 0.50% · 4.625%
HK$13,705
+HK$687/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,036/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,323
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,737
−HK$421/mo
Today · 4.125%
HK$14,158
baseline
▲ 0.50% · 4.625%
HK$15,020
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,316/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,821
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,219
−HK$403/mo
Today · 4.125%
HK$15,622
baseline
▲ 0.50% · 4.625%
HK$16,445
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,244/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,543
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,027
−HK$491/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,523
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,291
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,755
−HK$471/mo
Today · 4.125%
HK$18,226
baseline
▲ 0.50% · 4.625%
HK$19,186
+HK$960/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,452/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,984
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$631/mo
Today · 4.125%
HK$21,237
baseline
▲ 0.50% · 4.625%
HK$22,529
+HK$1,292/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,474/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,828
−HK$605/mo
Today · 4.125%
HK$23,433
baseline
▲ 0.50% · 4.625%
HK$24,668
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,866/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,383 · Scale 2, in force from 26 Feb 2026)