LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,103
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,448
−HK$351/mo
Today · 4.125%
HK$11,799
baseline
▲ 0.50% · 4.625%
HK$12,517
+HK$718/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,598/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,351
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,683
−HK$336/mo
Today · 4.125%
HK$13,019
baseline
▲ 0.50% · 4.625%
HK$13,705
+HK$686/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,038/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,323
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,738
−HK$421/mo
Today · 4.125%
HK$14,159
baseline
▲ 0.50% · 4.625%
HK$15,020
+HK$861/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,318/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,822
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,219
−HK$404/mo
Today · 4.125%
HK$15,623
baseline
▲ 0.50% · 4.625%
HK$16,446
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,246/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,544
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,027
−HK$491/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,523
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,292
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,756
−HK$470/mo
Today · 4.125%
HK$18,226
baseline
▲ 0.50% · 4.625%
HK$19,187
+HK$961/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,452/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,985
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$632/mo
Today · 4.125%
HK$21,238
baseline
▲ 0.50% · 4.625%
HK$22,530
+HK$1,292/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,476/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,233
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$605/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,669
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,401 · Scale 2, in force from 26 Feb 2026)