LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,027
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,481
−HK$3,509/mo
Today · 4.125%
HK$117,990
baseline
▲ 0.50% · 4.625%
HK$125,169
+HK$7,179/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$235,980/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,517
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$126,830
−HK$3,360/mo
Today · 4.125%
HK$130,190
baseline
▲ 0.50% · 4.625%
HK$137,053
+HK$6,863/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$260,380/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,233
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$137,377
−HK$4,211/mo
Today · 4.125%
HK$141,588
baseline
▲ 0.50% · 4.625%
HK$150,203
+HK$8,615/mo
Deposit HK$19.48M · loan HK$29.21M · min. income ≈ HK$283,176/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,220
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$152,195
−HK$4,033/mo
Today · 4.125%
HK$156,228
baseline
▲ 0.50% · 4.625%
HK$164,463
+HK$8,235/mo
Deposit HK$19.48M · loan HK$29.21M · min. income ≈ HK$312,456/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,438
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$160,273
−HK$4,913/mo
Today · 4.125%
HK$165,186
baseline
▲ 0.50% · 4.625%
HK$175,237
+HK$10,051/mo
Deposit HK$14.61M · loan HK$34.08M · min. income ≈ HK$330,372/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,924
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,561
−HK$4,705/mo
Today · 4.125%
HK$182,266
baseline
▲ 0.50% · 4.625%
HK$191,874
+HK$9,608/mo
Deposit HK$14.61M · loan HK$34.08M · min. income ≈ HK$364,532/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,849
−HK$12,533/mo
▼ 0.25% · 3.875%
HK$206,066
−HK$6,316/mo
Today · 4.125%
HK$212,382
baseline
▲ 0.50% · 4.625%
HK$225,305
+HK$12,923/mo
Deposit HK$4.87M · loan HK$43.82M · min. income ≈ HK$424,764/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,330
−HK$12,012/mo
▼ 0.25% · 3.875%
HK$228,293
−HK$6,049/mo
Today · 4.125%
HK$234,342
baseline
▲ 0.50% · 4.625%
HK$246,695
+HK$12,353/mo
Deposit HK$4.87M · loan HK$43.82M · min. income ≈ HK$468,684/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,358 · Scale 2, in force from 26 Feb 2026)