LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,034
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,488
−HK$3,509/mo
Today · 4.125%
HK$117,997
baseline
▲ 0.50% · 4.625%
HK$125,177
+HK$7,180/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$235,994/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,524
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$126,837
−HK$3,361/mo
Today · 4.125%
HK$130,198
baseline
▲ 0.50% · 4.625%
HK$137,061
+HK$6,863/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$260,396/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,241
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$137,385
−HK$4,211/mo
Today · 4.125%
HK$141,596
baseline
▲ 0.50% · 4.625%
HK$150,212
+HK$8,616/mo
Deposit HK$19.48M · loan HK$29.22M · min. income ≈ HK$283,192/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,229
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$152,205
−HK$4,032/mo
Today · 4.125%
HK$156,237
baseline
▲ 0.50% · 4.625%
HK$164,473
+HK$8,236/mo
Deposit HK$19.48M · loan HK$29.22M · min. income ≈ HK$312,474/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,448
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$160,283
−HK$4,913/mo
Today · 4.125%
HK$165,196
baseline
▲ 0.50% · 4.625%
HK$175,247
+HK$10,051/mo
Deposit HK$14.61M · loan HK$34.09M · min. income ≈ HK$330,392/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,934
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$177,572
−HK$4,705/mo
Today · 4.125%
HK$182,277
baseline
▲ 0.50% · 4.625%
HK$191,885
+HK$9,608/mo
Deposit HK$14.61M · loan HK$34.09M · min. income ≈ HK$364,554/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,861
−HK$12,533/mo
▼ 0.25% · 3.875%
HK$206,078
−HK$6,316/mo
Today · 4.125%
HK$212,394
baseline
▲ 0.50% · 4.625%
HK$225,318
+HK$12,924/mo
Deposit HK$4.87M · loan HK$43.82M · min. income ≈ HK$424,788/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,344
−HK$12,012/mo
▼ 0.25% · 3.875%
HK$228,307
−HK$6,049/mo
Today · 4.125%
HK$234,356
baseline
▲ 0.50% · 4.625%
HK$246,709
+HK$12,353/mo
Deposit HK$4.87M · loan HK$43.82M · min. income ≈ HK$468,712/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,481 · Scale 2, in force from 26 Feb 2026)