LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,105
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,450
−HK$351/mo
Today · 4.125%
HK$11,801
baseline
▲ 0.50% · 4.625%
HK$12,519
+HK$718/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,602/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,354
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,685
−HK$336/mo
Today · 4.125%
HK$13,021
baseline
▲ 0.50% · 4.625%
HK$13,708
+HK$687/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,042/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,326
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,740
−HK$421/mo
Today · 4.125%
HK$14,161
baseline
▲ 0.50% · 4.625%
HK$15,023
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,322/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,825
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,222
−HK$404/mo
Today · 4.125%
HK$15,626
baseline
▲ 0.50% · 4.625%
HK$16,449
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,252/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,547
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,030
−HK$492/mo
Today · 4.125%
HK$16,522
baseline
▲ 0.50% · 4.625%
HK$17,527
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,044/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,296
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,759
−HK$471/mo
Today · 4.125%
HK$18,230
baseline
▲ 0.50% · 4.625%
HK$19,191
+HK$961/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,460/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,989
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,610
−HK$632/mo
Today · 4.125%
HK$21,242
baseline
▲ 0.50% · 4.625%
HK$22,535
+HK$1,293/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,484/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,237
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,834
−HK$605/mo
Today · 4.125%
HK$23,439
baseline
▲ 0.50% · 4.625%
HK$24,674
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,878/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,498 · Scale 2, in force from 26 Feb 2026)