LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,052
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,506
−HK$3,509/mo
Today · 4.125%
HK$118,015
baseline
▲ 0.50% · 4.625%
HK$125,196
+HK$7,181/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$236,030/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,544
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$126,857
−HK$3,361/mo
Today · 4.125%
HK$130,218
baseline
▲ 0.50% · 4.625%
HK$137,082
+HK$6,864/mo
Deposit HK$24.35M · loan HK$24.35M · min. income ≈ HK$260,436/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,262
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$137,407
−HK$4,212/mo
Today · 4.125%
HK$141,619
baseline
▲ 0.50% · 4.625%
HK$150,236
+HK$8,617/mo
Deposit HK$19.48M · loan HK$29.22M · min. income ≈ HK$283,238/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,252
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$152,228
−HK$4,034/mo
Today · 4.125%
HK$156,262
baseline
▲ 0.50% · 4.625%
HK$164,499
+HK$8,237/mo
Deposit HK$19.48M · loan HK$29.22M · min. income ≈ HK$312,524/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,472
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$160,308
−HK$4,914/mo
Today · 4.125%
HK$165,222
baseline
▲ 0.50% · 4.625%
HK$175,275
+HK$10,053/mo
Deposit HK$14.61M · loan HK$34.09M · min. income ≈ HK$330,444/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,961
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$177,600
−HK$4,706/mo
Today · 4.125%
HK$182,306
baseline
▲ 0.50% · 4.625%
HK$191,915
+HK$9,609/mo
Deposit HK$14.61M · loan HK$34.09M · min. income ≈ HK$364,612/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,893
−HK$12,535/mo
▼ 0.25% · 3.875%
HK$206,111
−HK$6,317/mo
Today · 4.125%
HK$212,428
baseline
▲ 0.50% · 4.625%
HK$225,354
+HK$12,926/mo
Deposit HK$4.87M · loan HK$43.83M · min. income ≈ HK$424,856/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,379
−HK$12,014/mo
▼ 0.25% · 3.875%
HK$228,343
−HK$6,050/mo
Today · 4.125%
HK$234,393
baseline
▲ 0.50% · 4.625%
HK$246,748
+HK$12,355/mo
Deposit HK$4.87M · loan HK$43.83M · min. income ≈ HK$468,786/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,069,807 · Scale 2, in force from 26 Feb 2026)