LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,107
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,452
−HK$351/mo
Today · 4.125%
HK$11,803
baseline
▲ 0.50% · 4.625%
HK$12,521
+HK$718/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,606/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,356
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,688
−HK$336/mo
Today · 4.125%
HK$13,024
baseline
▲ 0.50% · 4.625%
HK$13,710
+HK$686/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,048/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,328
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,743
−HK$421/mo
Today · 4.125%
HK$14,164
baseline
▲ 0.50% · 4.625%
HK$15,026
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,328/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,827
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,225
−HK$404/mo
Today · 4.125%
HK$15,629
baseline
▲ 0.50% · 4.625%
HK$16,452
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,258/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,549
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,033
−HK$492/mo
Today · 4.125%
HK$16,525
baseline
▲ 0.50% · 4.625%
HK$17,530
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,050/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,299
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,763
−HK$470/mo
Today · 4.125%
HK$18,233
baseline
▲ 0.50% · 4.625%
HK$19,194
+HK$961/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,466/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,992
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,614
−HK$632/mo
Today · 4.125%
HK$21,246
baseline
▲ 0.50% · 4.625%
HK$22,539
+HK$1,293/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,492/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,838
−HK$605/mo
Today · 4.125%
HK$23,443
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,235/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,886/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,585 · Scale 2, in force from 26 Feb 2026)