LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,076
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,531
−HK$3,510/mo
Today · 4.125%
HK$118,041
baseline
▲ 0.50% · 4.625%
HK$125,224
+HK$7,183/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,082/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,571
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,885
−HK$3,362/mo
Today · 4.125%
HK$130,247
baseline
▲ 0.50% · 4.625%
HK$137,112
+HK$6,865/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,494/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,291
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$137,437
−HK$4,212/mo
Today · 4.125%
HK$141,649
baseline
▲ 0.50% · 4.625%
HK$150,268
+HK$8,619/mo
Deposit HK$19.48M · loan HK$29.23M · min. income ≈ HK$283,298/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,285
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,262
−HK$4,034/mo
Today · 4.125%
HK$156,296
baseline
▲ 0.50% · 4.625%
HK$164,535
+HK$8,239/mo
Deposit HK$19.48M · loan HK$29.23M · min. income ≈ HK$312,592/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,506
−HK$9,752/mo
▼ 0.25% · 3.875%
HK$160,343
−HK$4,915/mo
Today · 4.125%
HK$165,258
baseline
▲ 0.50% · 4.625%
HK$175,313
+HK$10,055/mo
Deposit HK$14.61M · loan HK$34.10M · min. income ≈ HK$330,516/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,999
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$177,639
−HK$4,706/mo
Today · 4.125%
HK$182,345
baseline
▲ 0.50% · 4.625%
HK$191,957
+HK$9,612/mo
Deposit HK$14.61M · loan HK$34.10M · min. income ≈ HK$364,690/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,936
−HK$12,538/mo
▼ 0.25% · 3.875%
HK$206,155
−HK$6,319/mo
Today · 4.125%
HK$212,474
baseline
▲ 0.50% · 4.625%
HK$225,402
+HK$12,928/mo
Deposit HK$4.87M · loan HK$43.84M · min. income ≈ HK$424,948/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,427
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$228,392
−HK$6,052/mo
Today · 4.125%
HK$234,444
baseline
▲ 0.50% · 4.625%
HK$246,802
+HK$12,358/mo
Deposit HK$4.87M · loan HK$43.84M · min. income ≈ HK$468,888/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,257 · Scale 2, in force from 26 Feb 2026)