LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,076
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,531
−HK$3,511/mo
Today · 4.125%
HK$118,042
baseline
▲ 0.50% · 4.625%
HK$125,224
+HK$7,182/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,084/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,571
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,885
−HK$3,362/mo
Today · 4.125%
HK$130,247
baseline
▲ 0.50% · 4.625%
HK$137,113
+HK$6,866/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,494/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,291
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,438
−HK$4,212/mo
Today · 4.125%
HK$141,650
baseline
▲ 0.50% · 4.625%
HK$150,269
+HK$8,619/mo
Deposit HK$19.48M · loan HK$29.23M · min. income ≈ HK$283,300/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,285
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,262
−HK$4,035/mo
Today · 4.125%
HK$156,297
baseline
▲ 0.50% · 4.625%
HK$164,535
+HK$8,238/mo
Deposit HK$19.48M · loan HK$29.23M · min. income ≈ HK$312,594/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,507
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$160,344
−HK$4,914/mo
Today · 4.125%
HK$165,258
baseline
▲ 0.50% · 4.625%
HK$175,314
+HK$10,056/mo
Deposit HK$14.61M · loan HK$34.10M · min. income ≈ HK$330,516/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,000
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$177,639
−HK$4,707/mo
Today · 4.125%
HK$182,346
baseline
▲ 0.50% · 4.625%
HK$191,958
+HK$9,612/mo
Deposit HK$14.61M · loan HK$34.10M · min. income ≈ HK$364,692/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,937
−HK$12,538/mo
▼ 0.25% · 3.875%
HK$206,156
−HK$6,319/mo
Today · 4.125%
HK$212,475
baseline
▲ 0.50% · 4.625%
HK$225,404
+HK$12,929/mo
Deposit HK$4.87M · loan HK$43.84M · min. income ≈ HK$424,950/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,428
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$228,394
−HK$6,051/mo
Today · 4.125%
HK$234,445
baseline
▲ 0.50% · 4.625%
HK$246,803
+HK$12,358/mo
Deposit HK$4.87M · loan HK$43.84M · min. income ≈ HK$468,890/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,268 · Scale 2, in force from 26 Feb 2026)