LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,109
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,454
−HK$351/mo
Today · 4.125%
HK$11,805
baseline
▲ 0.50% · 4.625%
HK$12,524
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,610/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,358
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,690
−HK$336/mo
Today · 4.125%
HK$13,026
baseline
▲ 0.50% · 4.625%
HK$13,713
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,052/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,331
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,745
−HK$422/mo
Today · 4.125%
HK$14,167
baseline
▲ 0.50% · 4.625%
HK$15,029
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,334/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,830
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,228
−HK$403/mo
Today · 4.125%
HK$15,631
baseline
▲ 0.50% · 4.625%
HK$16,455
+HK$824/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,262/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,552
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,036
−HK$492/mo
Today · 4.125%
HK$16,528
baseline
▲ 0.50% · 4.625%
HK$17,533
+HK$1,005/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,056/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,302
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,766
−HK$471/mo
Today · 4.125%
HK$18,237
baseline
▲ 0.50% · 4.625%
HK$19,198
+HK$961/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,474/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,996
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$632/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,543
+HK$1,293/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$605/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,236/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,675 · Scale 2, in force from 26 Feb 2026)