LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,091
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,546
−HK$3,511/mo
Today · 4.125%
HK$118,057
baseline
▲ 0.50% · 4.625%
HK$125,241
+HK$7,184/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,114/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,588
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,902
−HK$3,363/mo
Today · 4.125%
HK$130,265
baseline
▲ 0.50% · 4.625%
HK$137,131
+HK$6,866/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,530/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,309
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,456
−HK$4,213/mo
Today · 4.125%
HK$141,669
baseline
▲ 0.50% · 4.625%
HK$150,289
+HK$8,620/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$283,338/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,305
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,282
−HK$4,035/mo
Today · 4.125%
HK$156,317
baseline
▲ 0.50% · 4.625%
HK$164,557
+HK$8,240/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$312,634/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,527
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,365
−HK$4,915/mo
Today · 4.125%
HK$165,280
baseline
▲ 0.50% · 4.625%
HK$175,337
+HK$10,057/mo
Deposit HK$14.62M · loan HK$34.10M · min. income ≈ HK$330,560/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,023
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$177,663
−HK$4,707/mo
Today · 4.125%
HK$182,370
baseline
▲ 0.50% · 4.625%
HK$191,983
+HK$9,613/mo
Deposit HK$14.62M · loan HK$34.10M · min. income ≈ HK$364,740/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,964
−HK$12,539/mo
▼ 0.25% · 3.875%
HK$206,184
−HK$6,319/mo
Today · 4.125%
HK$212,503
baseline
▲ 0.50% · 4.625%
HK$225,433
+HK$12,930/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$425,006/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,458
−HK$12,018/mo
▼ 0.25% · 3.875%
HK$228,424
−HK$6,052/mo
Today · 4.125%
HK$234,476
baseline
▲ 0.50% · 4.625%
HK$246,836
+HK$12,360/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$468,952/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,541 · Scale 2, in force from 26 Feb 2026)