LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,110
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,455
−HK$351/mo
Today · 4.125%
HK$11,806
baseline
▲ 0.50% · 4.625%
HK$12,525
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,612/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,359
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,691
−HK$336/mo
Today · 4.125%
HK$13,027
baseline
▲ 0.50% · 4.625%
HK$13,714
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,054/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,332
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,746
−HK$422/mo
Today · 4.125%
HK$14,168
baseline
▲ 0.50% · 4.625%
HK$15,030
+HK$862/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,336/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,831
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,229
−HK$404/mo
Today · 4.125%
HK$15,633
baseline
▲ 0.50% · 4.625%
HK$16,457
+HK$824/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,266/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,554
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,037
−HK$492/mo
Today · 4.125%
HK$16,529
baseline
▲ 0.50% · 4.625%
HK$17,535
+HK$1,006/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,058/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,303
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,767
−HK$471/mo
Today · 4.125%
HK$18,238
baseline
▲ 0.50% · 4.625%
HK$19,199
+HK$961/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,476/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,997
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,620
−HK$632/mo
Today · 4.125%
HK$21,252
baseline
▲ 0.50% · 4.625%
HK$22,545
+HK$1,293/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,504/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,247
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,844
−HK$605/mo
Today · 4.125%
HK$23,449
baseline
▲ 0.50% · 4.625%
HK$24,685
+HK$1,236/mo
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$46,898/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,714 · Scale 2, in force from 26 Feb 2026)