LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,101
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,556
−HK$3,511/mo
Today · 4.125%
HK$118,067
baseline
▲ 0.50% · 4.625%
HK$125,252
+HK$7,185/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,134/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,598
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,913
−HK$3,363/mo
Today · 4.125%
HK$130,276
baseline
▲ 0.50% · 4.625%
HK$137,143
+HK$6,867/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,552/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,321
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,468
−HK$4,213/mo
Today · 4.125%
HK$141,681
baseline
▲ 0.50% · 4.625%
HK$150,302
+HK$8,621/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$283,362/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,318
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$152,296
−HK$4,035/mo
Today · 4.125%
HK$156,331
baseline
▲ 0.50% · 4.625%
HK$164,571
+HK$8,240/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$312,662/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,541
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,379
−HK$4,915/mo
Today · 4.125%
HK$165,294
baseline
▲ 0.50% · 4.625%
HK$175,352
+HK$10,058/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$330,588/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,037
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,678
−HK$4,708/mo
Today · 4.125%
HK$182,386
baseline
▲ 0.50% · 4.625%
HK$192,000
+HK$9,614/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$364,772/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,981
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,201
−HK$6,320/mo
Today · 4.125%
HK$212,521
baseline
▲ 0.50% · 4.625%
HK$225,453
+HK$12,932/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$425,042/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,477
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,443
−HK$6,053/mo
Today · 4.125%
HK$234,496
baseline
▲ 0.50% · 4.625%
HK$246,857
+HK$12,361/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$468,992/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,720 · Scale 2, in force from 26 Feb 2026)