LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,101
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,557
−HK$3,511/mo
Today · 4.125%
HK$118,068
baseline
▲ 0.50% · 4.625%
HK$125,252
+HK$7,184/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,136/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,599
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,914
−HK$3,362/mo
Today · 4.125%
HK$130,276
baseline
▲ 0.50% · 4.625%
HK$137,143
+HK$6,867/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,552/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,321
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$137,468
−HK$4,214/mo
Today · 4.125%
HK$141,682
baseline
▲ 0.50% · 4.625%
HK$150,303
+HK$8,621/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$283,364/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,318
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,296
−HK$4,036/mo
Today · 4.125%
HK$156,332
baseline
▲ 0.50% · 4.625%
HK$164,572
+HK$8,240/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$312,664/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,541
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,380
−HK$4,915/mo
Today · 4.125%
HK$165,295
baseline
▲ 0.50% · 4.625%
HK$175,353
+HK$10,058/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$330,590/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,038
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,679
−HK$4,708/mo
Today · 4.125%
HK$182,387
baseline
▲ 0.50% · 4.625%
HK$192,001
+HK$9,614/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$364,774/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,982
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,202
−HK$6,320/mo
Today · 4.125%
HK$212,522
baseline
▲ 0.50% · 4.625%
HK$225,454
+HK$12,932/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$425,044/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,478
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,444
−HK$6,053/mo
Today · 4.125%
HK$234,497
baseline
▲ 0.50% · 4.625%
HK$246,858
+HK$12,361/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$468,994/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,728 · Scale 2, in force from 26 Feb 2026)