LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,103
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,559
−HK$3,511/mo
Today · 4.125%
HK$118,070
baseline
▲ 0.50% · 4.625%
HK$125,255
+HK$7,185/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,140/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,601
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,916
−HK$3,363/mo
Today · 4.125%
HK$130,279
baseline
▲ 0.50% · 4.625%
HK$137,146
+HK$6,867/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,558/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,324
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,471
−HK$4,213/mo
Today · 4.125%
HK$141,684
baseline
▲ 0.50% · 4.625%
HK$150,305
+HK$8,621/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$283,368/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,321
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,299
−HK$4,036/mo
Today · 4.125%
HK$156,335
baseline
▲ 0.50% · 4.625%
HK$164,575
+HK$8,240/mo
Deposit HK$19.49M · loan HK$29.23M · min. income ≈ HK$312,670/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,544
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,383
−HK$4,915/mo
Today · 4.125%
HK$165,298
baseline
▲ 0.50% · 4.625%
HK$175,356
+HK$10,058/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$330,596/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,042
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$177,682
−HK$4,708/mo
Today · 4.125%
HK$182,390
baseline
▲ 0.50% · 4.625%
HK$192,005
+HK$9,615/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$364,780/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,986
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,206
−HK$6,320/mo
Today · 4.125%
HK$212,526
baseline
▲ 0.50% · 4.625%
HK$225,458
+HK$12,932/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$425,052/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,482
−HK$12,020/mo
▼ 0.25% · 3.875%
HK$228,449
−HK$6,053/mo
Today · 4.125%
HK$234,502
baseline
▲ 0.50% · 4.625%
HK$246,863
+HK$12,361/mo
Deposit HK$4.87M · loan HK$43.85M · min. income ≈ HK$469,004/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,070,769 · Scale 2, in force from 26 Feb 2026)