LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,116
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,572
−HK$3,512/mo
Today · 4.125%
HK$118,084
baseline
▲ 0.50% · 4.625%
HK$125,269
+HK$7,185/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$236,168/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,615
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,931
−HK$3,363/mo
Today · 4.125%
HK$130,294
baseline
▲ 0.50% · 4.625%
HK$137,162
+HK$6,868/mo
Deposit HK$24.36M · loan HK$24.36M · min. income ≈ HK$260,588/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,339
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$137,487
−HK$4,214/mo
Today · 4.125%
HK$141,701
baseline
▲ 0.50% · 4.625%
HK$150,323
+HK$8,622/mo
Deposit HK$19.49M · loan HK$29.24M · min. income ≈ HK$283,402/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,338
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,317
−HK$4,036/mo
Today · 4.125%
HK$156,353
baseline
▲ 0.50% · 4.625%
HK$164,594
+HK$8,241/mo
Deposit HK$19.49M · loan HK$29.24M · min. income ≈ HK$312,706/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,562
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$160,401
−HK$4,916/mo
Today · 4.125%
HK$165,317
baseline
▲ 0.50% · 4.625%
HK$175,377
+HK$10,060/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$330,634/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,061
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$177,703
−HK$4,708/mo
Today · 4.125%
HK$182,411
baseline
▲ 0.50% · 4.625%
HK$192,027
+HK$9,616/mo
Deposit HK$14.62M · loan HK$34.11M · min. income ≈ HK$364,822/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,009
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$206,230
−HK$6,321/mo
Today · 4.125%
HK$212,551
baseline
▲ 0.50% · 4.625%
HK$225,484
+HK$12,933/mo
Deposit HK$4.87M · loan HK$43.86M · min. income ≈ HK$425,102/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,508
−HK$12,021/mo
▼ 0.25% · 3.875%
HK$228,475
−HK$6,054/mo
Today · 4.125%
HK$234,529
baseline
▲ 0.50% · 4.625%
HK$246,891
+HK$12,362/mo
Deposit HK$4.87M · loan HK$43.86M · min. income ≈ HK$469,058/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$2,071,007 · Scale 2, in force from 26 Feb 2026)