LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,133
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,590
−HK$3,512/mo
Today · 4.125%
HK$118,102
baseline
▲ 0.50% · 4.625%
HK$125,288
+HK$7,186/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$236,204/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,634
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,950
−HK$3,364/mo
Today · 4.125%
HK$130,314
baseline
▲ 0.50% · 4.625%
HK$137,183
+HK$6,869/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$260,628/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,359
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,508
−HK$4,214/mo
Today · 4.125%
HK$141,722
baseline
▲ 0.50% · 4.625%
HK$150,346
+HK$8,624/mo
Deposit HK$19.49M · loan HK$29.24M · min. income ≈ HK$283,444/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,361
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,340
−HK$4,036/mo
Today · 4.125%
HK$156,376
baseline
▲ 0.50% · 4.625%
HK$164,619
+HK$8,243/mo
Deposit HK$19.49M · loan HK$29.24M · min. income ≈ HK$312,752/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,586
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$160,426
−HK$4,917/mo
Today · 4.125%
HK$165,343
baseline
▲ 0.50% · 4.625%
HK$175,403
+HK$10,060/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$330,686/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,088
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$177,730
−HK$4,709/mo
Today · 4.125%
HK$182,439
baseline
▲ 0.50% · 4.625%
HK$192,056
+HK$9,617/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$364,878/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,039
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$206,261
−HK$6,322/mo
Today · 4.125%
HK$212,583
baseline
▲ 0.50% · 4.625%
HK$225,518
+HK$12,935/mo
Deposit HK$4.87M · loan HK$43.86M · min. income ≈ HK$425,166/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,541
−HK$12,024/mo
▼ 0.25% · 3.875%
HK$228,510
−HK$6,055/mo
Today · 4.125%
HK$234,565
baseline
▲ 0.50% · 4.625%
HK$246,929
+HK$12,364/mo
Deposit HK$4.87M · loan HK$43.86M · min. income ≈ HK$469,130/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,322 · Scale 2, in force from 26 Feb 2026)