LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,115
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,460
−HK$352/mo
Today · 4.125%
HK$11,812
baseline
▲ 0.50% · 4.625%
HK$12,530
+HK$718/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,624/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,365
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,697
−HK$336/mo
Today · 4.125%
HK$13,033
baseline
▲ 0.50% · 4.625%
HK$13,720
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,066/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,338
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,753
−HK$421/mo
Today · 4.125%
HK$14,174
baseline
▲ 0.50% · 4.625%
HK$15,037
+HK$863/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,348/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,838
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,236
−HK$404/mo
Today · 4.125%
HK$15,640
baseline
▲ 0.50% · 4.625%
HK$16,464
+HK$824/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,280/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,561
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,045
−HK$491/mo
Today · 4.125%
HK$16,536
baseline
▲ 0.50% · 4.625%
HK$17,543
+HK$1,007/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,072/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,311
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,775
−HK$471/mo
Today · 4.125%
HK$18,246
baseline
▲ 0.50% · 4.625%
HK$19,208
+HK$962/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,492/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,006
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,629
−HK$632/mo
Today · 4.125%
HK$21,261
baseline
▲ 0.50% · 4.625%
HK$22,555
+HK$1,294/mo
Deposit HK$487K · loan HK$4.39M · min. income ≈ HK$42,522/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,257
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,854
−HK$606/mo
Today · 4.125%
HK$23,460
baseline
▲ 0.50% · 4.625%
HK$24,696
+HK$1,236/mo
Deposit HK$487K · loan HK$4.39M · min. income ≈ HK$46,920/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,933 · Scale 2, in force from 26 Feb 2026)