LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,149
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,607
−HK$3,512/mo
Today · 4.125%
HK$118,119
baseline
▲ 0.50% · 4.625%
HK$125,306
+HK$7,187/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$236,238/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,652
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,969
−HK$3,364/mo
Today · 4.125%
HK$130,333
baseline
▲ 0.50% · 4.625%
HK$137,203
+HK$6,870/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$260,666/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,379
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$137,528
−HK$4,215/mo
Today · 4.125%
HK$141,743
baseline
▲ 0.50% · 4.625%
HK$150,368
+HK$8,625/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$283,486/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,383
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$152,362
−HK$4,037/mo
Today · 4.125%
HK$156,399
baseline
▲ 0.50% · 4.625%
HK$164,643
+HK$8,244/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$312,798/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,609
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$160,449
−HK$4,918/mo
Today · 4.125%
HK$165,367
baseline
▲ 0.50% · 4.625%
HK$175,429
+HK$10,062/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$330,734/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,113
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$177,756
−HK$4,710/mo
Today · 4.125%
HK$182,466
baseline
▲ 0.50% · 4.625%
HK$192,084
+HK$9,618/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$364,932/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,069
−HK$12,546/mo
▼ 0.25% · 3.875%
HK$206,292
−HK$6,323/mo
Today · 4.125%
HK$212,615
baseline
▲ 0.50% · 4.625%
HK$225,552
+HK$12,937/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$425,230/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,574
−HK$12,025/mo
▼ 0.25% · 3.875%
HK$228,544
−HK$6,055/mo
Today · 4.125%
HK$234,599
baseline
▲ 0.50% · 4.625%
HK$246,965
+HK$12,366/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$469,198/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,627 · Scale 2, in force from 26 Feb 2026)