LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,152
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,610
−HK$3,512/mo
Today · 4.125%
HK$118,122
baseline
▲ 0.50% · 4.625%
HK$125,310
+HK$7,188/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$236,244/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,656
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,972
−HK$3,364/mo
Today · 4.125%
HK$130,336
baseline
▲ 0.50% · 4.625%
HK$137,207
+HK$6,871/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$260,672/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,383
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$137,532
−HK$4,215/mo
Today · 4.125%
HK$141,747
baseline
▲ 0.50% · 4.625%
HK$150,372
+HK$8,625/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$283,494/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,387
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,366
−HK$4,038/mo
Today · 4.125%
HK$156,404
baseline
▲ 0.50% · 4.625%
HK$164,648
+HK$8,244/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$312,808/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,613
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$160,454
−HK$4,917/mo
Today · 4.125%
HK$165,371
baseline
▲ 0.50% · 4.625%
HK$175,434
+HK$10,063/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$330,742/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,118
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$177,761
−HK$4,710/mo
Today · 4.125%
HK$182,471
baseline
▲ 0.50% · 4.625%
HK$192,089
+HK$9,618/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$364,942/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,074
−HK$12,546/mo
▼ 0.25% · 3.875%
HK$206,297
−HK$6,323/mo
Today · 4.125%
HK$212,620
baseline
▲ 0.50% · 4.625%
HK$225,558
+HK$12,938/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$425,240/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,580
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$228,550
−HK$6,056/mo
Today · 4.125%
HK$234,606
baseline
▲ 0.50% · 4.625%
HK$246,972
+HK$12,366/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$469,212/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,683 · Scale 2, in force from 26 Feb 2026)