LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,159
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,617
−HK$3,513/mo
Today · 4.125%
HK$118,130
baseline
▲ 0.50% · 4.625%
HK$125,318
+HK$7,188/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$236,260/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,663
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$126,980
−HK$3,365/mo
Today · 4.125%
HK$130,345
baseline
▲ 0.50% · 4.625%
HK$137,215
+HK$6,870/mo
Deposit HK$24.37M · loan HK$24.37M · min. income ≈ HK$260,690/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,391
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,540
−HK$4,216/mo
Today · 4.125%
HK$141,756
baseline
▲ 0.50% · 4.625%
HK$150,381
+HK$8,625/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$283,512/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,396
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,376
−HK$4,037/mo
Today · 4.125%
HK$156,413
baseline
▲ 0.50% · 4.625%
HK$164,658
+HK$8,245/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$312,826/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,623
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$160,463
−HK$4,919/mo
Today · 4.125%
HK$165,382
baseline
▲ 0.50% · 4.625%
HK$175,445
+HK$10,063/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$330,764/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,129
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$177,772
−HK$4,710/mo
Today · 4.125%
HK$182,482
baseline
▲ 0.50% · 4.625%
HK$192,101
+HK$9,619/mo
Deposit HK$14.62M · loan HK$34.12M · min. income ≈ HK$364,964/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,086
−HK$12,548/mo
▼ 0.25% · 3.875%
HK$206,310
−HK$6,324/mo
Today · 4.125%
HK$212,634
baseline
▲ 0.50% · 4.625%
HK$225,572
+HK$12,938/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$425,268/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,594
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$228,564
−HK$6,056/mo
Today · 4.125%
HK$234,620
baseline
▲ 0.50% · 4.625%
HK$246,987
+HK$12,367/mo
Deposit HK$4.87M · loan HK$43.87M · min. income ≈ HK$469,240/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,071,812 · Scale 2, in force from 26 Feb 2026)