LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,117
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,462
−HK$352/mo
Today · 4.125%
HK$11,814
baseline
▲ 0.50% · 4.625%
HK$12,532
+HK$718/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,628/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,367
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,699
−HK$336/mo
Today · 4.125%
HK$13,035
baseline
▲ 0.50% · 4.625%
HK$13,722
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,070/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,340
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,755
−HK$421/mo
Today · 4.125%
HK$14,176
baseline
▲ 0.50% · 4.625%
HK$15,039
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,352/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,840
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,238
−HK$404/mo
Today · 4.125%
HK$15,642
baseline
▲ 0.50% · 4.625%
HK$16,467
+HK$825/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,284/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,563
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,047
−HK$492/mo
Today · 4.125%
HK$16,539
baseline
▲ 0.50% · 4.625%
HK$17,545
+HK$1,006/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,078/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,314
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,778
−HK$471/mo
Today · 4.125%
HK$18,249
baseline
▲ 0.50% · 4.625%
HK$19,211
+HK$962/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,498/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,010
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$633/mo
Today · 4.125%
HK$21,265
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,293/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,530/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,261
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,858
−HK$605/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,013 · Scale 2, in force from 26 Feb 2026)