LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,117
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,463
−HK$351/mo
Today · 4.125%
HK$11,814
baseline
▲ 0.50% · 4.625%
HK$12,533
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,628/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,368
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,699
−HK$337/mo
Today · 4.125%
HK$13,036
baseline
▲ 0.50% · 4.625%
HK$13,723
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,072/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,340
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,755
−HK$422/mo
Today · 4.125%
HK$14,177
baseline
▲ 0.50% · 4.625%
HK$15,040
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,354/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,841
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,239
−HK$404/mo
Today · 4.125%
HK$15,643
baseline
▲ 0.50% · 4.625%
HK$16,467
+HK$824/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,286/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,564
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,048
−HK$492/mo
Today · 4.125%
HK$16,540
baseline
▲ 0.50% · 4.625%
HK$17,546
+HK$1,006/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,080/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,315
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,779
−HK$471/mo
Today · 4.125%
HK$18,250
baseline
▲ 0.50% · 4.625%
HK$19,212
+HK$962/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,500/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,011
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,633
−HK$632/mo
Today · 4.125%
HK$21,265
baseline
▲ 0.50% · 4.625%
HK$22,559
+HK$1,294/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,530/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$605/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,701
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,032 · Scale 2, in force from 26 Feb 2026)