LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,174
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,632
−HK$3,514/mo
Today · 4.125%
HK$118,146
baseline
▲ 0.50% · 4.625%
HK$125,335
+HK$7,189/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$236,292/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,680
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$126,997
−HK$3,365/mo
Today · 4.125%
HK$130,362
baseline
▲ 0.50% · 4.625%
HK$137,234
+HK$6,872/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$260,724/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,409
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$137,559
−HK$4,216/mo
Today · 4.125%
HK$141,775
baseline
▲ 0.50% · 4.625%
HK$150,402
+HK$8,627/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$283,550/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,416
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,397
−HK$4,038/mo
Today · 4.125%
HK$156,435
baseline
▲ 0.50% · 4.625%
HK$164,681
+HK$8,246/mo
Deposit HK$19.50M · loan HK$29.25M · min. income ≈ HK$312,870/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,644
−HK$9,760/mo
▼ 0.25% · 3.875%
HK$160,485
−HK$4,919/mo
Today · 4.125%
HK$165,404
baseline
▲ 0.50% · 4.625%
HK$175,469
+HK$10,065/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$330,808/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,152
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$177,796
−HK$4,711/mo
Today · 4.125%
HK$182,507
baseline
▲ 0.50% · 4.625%
HK$192,127
+HK$9,620/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$365,014/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,114
−HK$12,548/mo
▼ 0.25% · 3.875%
HK$206,338
−HK$6,324/mo
Today · 4.125%
HK$212,662
baseline
▲ 0.50% · 4.625%
HK$225,602
+HK$12,940/mo
Deposit HK$4.88M · loan HK$43.88M · min. income ≈ HK$425,324/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,624
−HK$12,028/mo
▼ 0.25% · 3.875%
HK$228,595
−HK$6,057/mo
Today · 4.125%
HK$234,652
baseline
▲ 0.50% · 4.625%
HK$247,021
+HK$12,369/mo
Deposit HK$4.88M · loan HK$43.88M · min. income ≈ HK$469,304/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,094 · Scale 2, in force from 26 Feb 2026)