LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,118
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,464
−HK$351/mo
Today · 4.125%
HK$11,815
baseline
▲ 0.50% · 4.625%
HK$12,534
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,630/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,369
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,700
−HK$337/mo
Today · 4.125%
HK$13,037
baseline
▲ 0.50% · 4.625%
HK$13,724
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,074/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,342
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,757
−HK$421/mo
Today · 4.125%
HK$14,178
baseline
▲ 0.50% · 4.625%
HK$15,041
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,356/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,842
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,240
−HK$404/mo
Today · 4.125%
HK$15,644
baseline
▲ 0.50% · 4.625%
HK$16,469
+HK$825/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,288/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,565
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,049
−HK$492/mo
Today · 4.125%
HK$16,541
baseline
▲ 0.50% · 4.625%
HK$17,548
+HK$1,007/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,082/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,780
−HK$472/mo
Today · 4.125%
HK$18,252
baseline
▲ 0.50% · 4.625%
HK$19,214
+HK$962/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,012
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,635
−HK$632/mo
Today · 4.125%
HK$21,267
baseline
▲ 0.50% · 4.625%
HK$22,561
+HK$1,294/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,534/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,264
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,861
−HK$605/mo
Today · 4.125%
HK$23,466
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,932/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,075 · Scale 2, in force from 26 Feb 2026)