LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,182
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,640
−HK$3,514/mo
Today · 4.125%
HK$118,154
baseline
▲ 0.50% · 4.625%
HK$125,343
+HK$7,189/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$236,308/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,689
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$127,006
−HK$3,365/mo
Today · 4.125%
HK$130,371
baseline
▲ 0.50% · 4.625%
HK$137,243
+HK$6,872/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$260,742/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,418
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,568
−HK$4,217/mo
Today · 4.125%
HK$141,785
baseline
▲ 0.50% · 4.625%
HK$150,412
+HK$8,627/mo
Deposit HK$19.50M · loan HK$29.26M · min. income ≈ HK$283,570/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,427
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,407
−HK$4,039/mo
Today · 4.125%
HK$156,446
baseline
▲ 0.50% · 4.625%
HK$164,692
+HK$8,246/mo
Deposit HK$19.50M · loan HK$29.26M · min. income ≈ HK$312,892/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,655
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$160,496
−HK$4,920/mo
Today · 4.125%
HK$165,416
baseline
▲ 0.50% · 4.625%
HK$175,481
+HK$10,065/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$330,832/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,164
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,809
−HK$4,711/mo
Today · 4.125%
HK$182,520
baseline
▲ 0.50% · 4.625%
HK$192,141
+HK$9,621/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$365,040/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,128
−HK$12,549/mo
▼ 0.25% · 3.875%
HK$206,353
−HK$6,324/mo
Today · 4.125%
HK$212,677
baseline
▲ 0.50% · 4.625%
HK$225,618
+HK$12,941/mo
Deposit HK$4.88M · loan HK$43.88M · min. income ≈ HK$425,354/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,640
−HK$12,028/mo
▼ 0.25% · 3.875%
HK$228,611
−HK$6,057/mo
Today · 4.125%
HK$234,668
baseline
▲ 0.50% · 4.625%
HK$247,038
+HK$12,370/mo
Deposit HK$4.88M · loan HK$43.88M · min. income ≈ HK$469,336/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,238 · Scale 2, in force from 26 Feb 2026)