LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,192
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,651
−HK$3,514/mo
Today · 4.125%
HK$118,165
baseline
▲ 0.50% · 4.625%
HK$125,355
+HK$7,190/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$236,330/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,700
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,018
−HK$3,366/mo
Today · 4.125%
HK$130,384
baseline
▲ 0.50% · 4.625%
HK$137,256
+HK$6,872/mo
Deposit HK$24.38M · loan HK$24.38M · min. income ≈ HK$260,768/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,431
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,581
−HK$4,217/mo
Today · 4.125%
HK$141,798
baseline
▲ 0.50% · 4.625%
HK$150,426
+HK$8,628/mo
Deposit HK$19.51M · loan HK$29.26M · min. income ≈ HK$283,596/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,440
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,422
−HK$4,038/mo
Today · 4.125%
HK$156,460
baseline
▲ 0.50% · 4.625%
HK$164,708
+HK$8,248/mo
Deposit HK$19.51M · loan HK$29.26M · min. income ≈ HK$312,920/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,669
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$160,512
−HK$4,919/mo
Today · 4.125%
HK$165,431
baseline
▲ 0.50% · 4.625%
HK$175,497
+HK$10,066/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$330,862/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,181
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,825
−HK$4,712/mo
Today · 4.125%
HK$182,537
baseline
▲ 0.50% · 4.625%
HK$192,159
+HK$9,622/mo
Deposit HK$14.63M · loan HK$34.13M · min. income ≈ HK$365,074/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,146
−HK$12,551/mo
▼ 0.25% · 3.875%
HK$206,372
−HK$6,325/mo
Today · 4.125%
HK$212,697
baseline
▲ 0.50% · 4.625%
HK$225,639
+HK$12,942/mo
Deposit HK$4.88M · loan HK$43.89M · min. income ≈ HK$425,394/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,661
−HK$12,029/mo
▼ 0.25% · 3.875%
HK$228,632
−HK$6,058/mo
Today · 4.125%
HK$234,690
baseline
▲ 0.50% · 4.625%
HK$247,061
+HK$12,371/mo
Deposit HK$4.88M · loan HK$43.89M · min. income ≈ HK$469,380/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,433 · Scale 2, in force from 26 Feb 2026)