LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,120
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,465
−HK$352/mo
Today · 4.125%
HK$11,817
baseline
▲ 0.50% · 4.625%
HK$12,536
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,634/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,370
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,702
−HK$337/mo
Today · 4.125%
HK$13,039
baseline
▲ 0.50% · 4.625%
HK$13,726
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,078/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,343
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,759
−HK$421/mo
Today · 4.125%
HK$14,180
baseline
▲ 0.50% · 4.625%
HK$15,043
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,360/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,844
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,243
−HK$403/mo
Today · 4.125%
HK$15,646
baseline
▲ 0.50% · 4.625%
HK$16,471
+HK$825/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,292/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,567
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,052
−HK$492/mo
Today · 4.125%
HK$16,544
baseline
▲ 0.50% · 4.625%
HK$17,550
+HK$1,006/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,088/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,319
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,783
−HK$471/mo
Today · 4.125%
HK$18,254
baseline
▲ 0.50% · 4.625%
HK$19,216
+HK$962/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,508/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,015
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,638
−HK$632/mo
Today · 4.125%
HK$21,270
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,295/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,540/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,267
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$606/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,707
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,146 · Scale 2, in force from 26 Feb 2026)