LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,120
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,466
−HK$352/mo
Today · 4.125%
HK$11,818
baseline
▲ 0.50% · 4.625%
HK$12,537
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,636/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,371
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,703
−HK$337/mo
Today · 4.125%
HK$13,040
baseline
▲ 0.50% · 4.625%
HK$13,727
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,080/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,344
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,759
−HK$422/mo
Today · 4.125%
HK$14,181
baseline
▲ 0.50% · 4.625%
HK$15,044
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,362/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,845
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,244
−HK$403/mo
Today · 4.125%
HK$15,647
baseline
▲ 0.50% · 4.625%
HK$16,472
+HK$825/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,294/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,568
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,053
−HK$492/mo
Today · 4.125%
HK$16,545
baseline
▲ 0.50% · 4.625%
HK$17,551
+HK$1,006/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,090/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,320
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,784
−HK$471/mo
Today · 4.125%
HK$18,255
baseline
▲ 0.50% · 4.625%
HK$19,218
+HK$963/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,510/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,016
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,639
−HK$633/mo
Today · 4.125%
HK$21,272
baseline
▲ 0.50% · 4.625%
HK$22,566
+HK$1,294/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,544/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,268
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,865
−HK$606/mo
Today · 4.125%
HK$23,471
baseline
▲ 0.50% · 4.625%
HK$24,708
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,942/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,175 · Scale 2, in force from 26 Feb 2026)