LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,211
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,671
−HK$3,514/mo
Today · 4.125%
HK$118,185
baseline
▲ 0.50% · 4.625%
HK$125,377
+HK$7,192/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,370/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,722
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,040
−HK$3,366/mo
Today · 4.125%
HK$130,406
baseline
▲ 0.50% · 4.625%
HK$137,280
+HK$6,874/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,812/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,454
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$137,605
−HK$4,218/mo
Today · 4.125%
HK$141,823
baseline
▲ 0.50% · 4.625%
HK$150,452
+HK$8,629/mo
Deposit HK$19.51M · loan HK$29.26M · min. income ≈ HK$283,646/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,466
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,448
−HK$4,039/mo
Today · 4.125%
HK$156,487
baseline
▲ 0.50% · 4.625%
HK$164,736
+HK$8,249/mo
Deposit HK$19.51M · loan HK$29.26M · min. income ≈ HK$312,974/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,696
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$160,539
−HK$4,921/mo
Today · 4.125%
HK$165,460
baseline
▲ 0.50% · 4.625%
HK$175,527
+HK$10,067/mo
Deposit HK$14.63M · loan HK$34.14M · min. income ≈ HK$330,920/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,210
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$177,856
−HK$4,712/mo
Today · 4.125%
HK$182,568
baseline
▲ 0.50% · 4.625%
HK$192,192
+HK$9,624/mo
Deposit HK$14.63M · loan HK$34.14M · min. income ≈ HK$365,136/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,181
−HK$12,553/mo
▼ 0.25% · 3.875%
HK$206,407
−HK$6,327/mo
Today · 4.125%
HK$212,734
baseline
▲ 0.50% · 4.625%
HK$225,678
+HK$12,944/mo
Deposit HK$4.88M · loan HK$43.89M · min. income ≈ HK$425,468/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,699
−HK$12,032/mo
▼ 0.25% · 3.875%
HK$228,672
−HK$6,059/mo
Today · 4.125%
HK$234,731
baseline
▲ 0.50% · 4.625%
HK$247,104
+HK$12,373/mo
Deposit HK$4.88M · loan HK$43.89M · min. income ≈ HK$469,462/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,072,789 · Scale 2, in force from 26 Feb 2026)