LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,224
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,683
−HK$3,515/mo
Today · 4.125%
HK$118,198
baseline
▲ 0.50% · 4.625%
HK$125,390
+HK$7,192/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,396/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,735
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$127,054
−HK$3,366/mo
Today · 4.125%
HK$130,420
baseline
▲ 0.50% · 4.625%
HK$137,295
+HK$6,875/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,840/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,468
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,620
−HK$4,218/mo
Today · 4.125%
HK$141,838
baseline
▲ 0.50% · 4.625%
HK$150,468
+HK$8,630/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$283,676/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,482
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$152,464
−HK$4,040/mo
Today · 4.125%
HK$156,504
baseline
▲ 0.50% · 4.625%
HK$164,754
+HK$8,250/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$313,008/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,713
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$160,557
−HK$4,921/mo
Today · 4.125%
HK$165,478
baseline
▲ 0.50% · 4.625%
HK$175,547
+HK$10,069/mo
Deposit HK$14.63M · loan HK$34.14M · min. income ≈ HK$330,956/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,229
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,875
−HK$4,713/mo
Today · 4.125%
HK$182,588
baseline
▲ 0.50% · 4.625%
HK$192,213
+HK$9,625/mo
Deposit HK$14.63M · loan HK$34.14M · min. income ≈ HK$365,176/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,202
−HK$12,555/mo
▼ 0.25% · 3.875%
HK$206,430
−HK$6,327/mo
Today · 4.125%
HK$212,757
baseline
▲ 0.50% · 4.625%
HK$225,703
+HK$12,946/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$425,514/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,723
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$228,697
−HK$6,059/mo
Today · 4.125%
HK$234,756
baseline
▲ 0.50% · 4.625%
HK$247,131
+HK$12,375/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$469,512/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,014 · Scale 2, in force from 26 Feb 2026)