LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,231
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,691
−HK$3,515/mo
Today · 4.125%
HK$118,206
baseline
▲ 0.50% · 4.625%
HK$125,399
+HK$7,193/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,412/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,743
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,062
−HK$3,367/mo
Today · 4.125%
HK$130,429
baseline
▲ 0.50% · 4.625%
HK$137,304
+HK$6,875/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,858/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,477
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,629
−HK$4,218/mo
Today · 4.125%
HK$141,847
baseline
▲ 0.50% · 4.625%
HK$150,478
+HK$8,631/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$283,694/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,492
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$152,474
−HK$4,041/mo
Today · 4.125%
HK$156,515
baseline
▲ 0.50% · 4.625%
HK$164,765
+HK$8,250/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$313,030/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,723
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,567
−HK$4,922/mo
Today · 4.125%
HK$165,489
baseline
▲ 0.50% · 4.625%
HK$175,558
+HK$10,069/mo
Deposit HK$14.63M · loan HK$34.15M · min. income ≈ HK$330,978/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,241
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,887
−HK$4,713/mo
Today · 4.125%
HK$182,600
baseline
▲ 0.50% · 4.625%
HK$192,225
+HK$9,625/mo
Deposit HK$14.63M · loan HK$34.15M · min. income ≈ HK$365,200/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,216
−HK$12,555/mo
▼ 0.25% · 3.875%
HK$206,444
−HK$6,327/mo
Today · 4.125%
HK$212,771
baseline
▲ 0.50% · 4.625%
HK$225,718
+HK$12,947/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$425,542/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,738
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$228,712
−HK$6,060/mo
Today · 4.125%
HK$234,772
baseline
▲ 0.50% · 4.625%
HK$247,147
+HK$12,375/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$469,544/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,152 · Scale 2, in force from 26 Feb 2026)