LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,233
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,693
−HK$3,515/mo
Today · 4.125%
HK$118,208
baseline
▲ 0.50% · 4.625%
HK$125,401
+HK$7,193/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,416/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,745
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,064
−HK$3,367/mo
Today · 4.125%
HK$130,431
baseline
▲ 0.50% · 4.625%
HK$137,306
+HK$6,875/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,862/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,479
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$137,631
−HK$4,219/mo
Today · 4.125%
HK$141,850
baseline
▲ 0.50% · 4.625%
HK$150,481
+HK$8,631/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$283,700/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,494
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$152,477
−HK$4,040/mo
Today · 4.125%
HK$156,517
baseline
▲ 0.50% · 4.625%
HK$164,767
+HK$8,250/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$313,034/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,726
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$160,570
−HK$4,921/mo
Today · 4.125%
HK$165,491
baseline
▲ 0.50% · 4.625%
HK$175,561
+HK$10,070/mo
Deposit HK$14.63M · loan HK$34.15M · min. income ≈ HK$330,982/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,243
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$177,890
−HK$4,713/mo
Today · 4.125%
HK$182,603
baseline
▲ 0.50% · 4.625%
HK$192,228
+HK$9,625/mo
Deposit HK$14.63M · loan HK$34.15M · min. income ≈ HK$365,206/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,219
−HK$12,555/mo
▼ 0.25% · 3.875%
HK$206,447
−HK$6,327/mo
Today · 4.125%
HK$212,774
baseline
▲ 0.50% · 4.625%
HK$225,721
+HK$12,947/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$425,548/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,741
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$228,715
−HK$6,060/mo
Today · 4.125%
HK$234,775
baseline
▲ 0.50% · 4.625%
HK$247,151
+HK$12,376/mo
Deposit HK$4.88M · loan HK$43.90M · min. income ≈ HK$469,550/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,184 · Scale 2, in force from 26 Feb 2026)