LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,124
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,470
−HK$351/mo
Today · 4.125%
HK$11,821
baseline
▲ 0.50% · 4.625%
HK$12,541
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,642/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,375
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,707
−HK$337/mo
Today · 4.125%
HK$13,044
baseline
▲ 0.50% · 4.625%
HK$13,731
+HK$687/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,088/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,349
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,764
−HK$422/mo
Today · 4.125%
HK$14,186
baseline
▲ 0.50% · 4.625%
HK$15,049
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,372/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,850
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,249
−HK$404/mo
Today · 4.125%
HK$15,653
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$825/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,306/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,573
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,058
−HK$492/mo
Today · 4.125%
HK$16,550
baseline
▲ 0.50% · 4.625%
HK$17,557
+HK$1,007/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,100/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,325
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,790
−HK$471/mo
Today · 4.125%
HK$18,261
baseline
▲ 0.50% · 4.625%
HK$19,224
+HK$963/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,522/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,023
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,646
−HK$633/mo
Today · 4.125%
HK$21,279
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,294/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,558/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,873
−HK$606/mo
Today · 4.125%
HK$23,479
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,237/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,958/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,335 · Scale 2, in force from 26 Feb 2026)