LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,240
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,701
−HK$3,515/mo
Today · 4.125%
HK$118,216
baseline
▲ 0.50% · 4.625%
HK$125,409
+HK$7,193/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,432/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,754
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,073
−HK$3,367/mo
Today · 4.125%
HK$130,440
baseline
▲ 0.50% · 4.625%
HK$137,316
+HK$6,876/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,880/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,488
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$137,641
−HK$4,218/mo
Today · 4.125%
HK$141,859
baseline
▲ 0.50% · 4.625%
HK$150,491
+HK$8,632/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$283,718/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,505
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$152,487
−HK$4,041/mo
Today · 4.125%
HK$156,528
baseline
▲ 0.50% · 4.625%
HK$164,779
+HK$8,251/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$313,056/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,737
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,581
−HK$4,922/mo
Today · 4.125%
HK$165,503
baseline
▲ 0.50% · 4.625%
HK$175,573
+HK$10,070/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$331,006/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,255
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,902
−HK$4,714/mo
Today · 4.125%
HK$182,616
baseline
▲ 0.50% · 4.625%
HK$192,242
+HK$9,626/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$365,232/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,233
−HK$12,556/mo
▼ 0.25% · 3.875%
HK$206,461
−HK$6,328/mo
Today · 4.125%
HK$212,789
baseline
▲ 0.50% · 4.625%
HK$225,737
+HK$12,948/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$425,578/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,757
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$228,731
−HK$6,061/mo
Today · 4.125%
HK$234,792
baseline
▲ 0.50% · 4.625%
HK$247,168
+HK$12,376/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$469,584/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,327 · Scale 2, in force from 26 Feb 2026)