LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,244
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,705
−HK$3,515/mo
Today · 4.125%
HK$118,220
baseline
▲ 0.50% · 4.625%
HK$125,414
+HK$7,194/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,440/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,758
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,078
−HK$3,367/mo
Today · 4.125%
HK$130,445
baseline
▲ 0.50% · 4.625%
HK$137,321
+HK$6,876/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,890/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,493
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,646
−HK$4,219/mo
Today · 4.125%
HK$141,865
baseline
▲ 0.50% · 4.625%
HK$150,497
+HK$8,632/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$283,730/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,510
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,493
−HK$4,041/mo
Today · 4.125%
HK$156,534
baseline
▲ 0.50% · 4.625%
HK$164,785
+HK$8,251/mo
Deposit HK$19.51M · loan HK$29.27M · min. income ≈ HK$313,068/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,742
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,587
−HK$4,922/mo
Today · 4.125%
HK$165,509
baseline
▲ 0.50% · 4.625%
HK$175,580
+HK$10,071/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$331,018/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,262
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,909
−HK$4,714/mo
Today · 4.125%
HK$182,623
baseline
▲ 0.50% · 4.625%
HK$192,249
+HK$9,626/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$365,246/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,240
−HK$12,557/mo
▼ 0.25% · 3.875%
HK$206,469
−HK$6,328/mo
Today · 4.125%
HK$212,797
baseline
▲ 0.50% · 4.625%
HK$225,745
+HK$12,948/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$425,594/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,765
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$228,740
−HK$6,060/mo
Today · 4.125%
HK$234,800
baseline
▲ 0.50% · 4.625%
HK$247,177
+HK$12,377/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$469,600/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,404 · Scale 2, in force from 26 Feb 2026)