LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,250
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,710
−HK$3,516/mo
Today · 4.125%
HK$118,226
baseline
▲ 0.50% · 4.625%
HK$125,420
+HK$7,194/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$236,452/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,764
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,084
−HK$3,367/mo
Today · 4.125%
HK$130,451
baseline
▲ 0.50% · 4.625%
HK$137,327
+HK$6,876/mo
Deposit HK$24.39M · loan HK$24.39M · min. income ≈ HK$260,902/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,500
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,653
−HK$4,219/mo
Today · 4.125%
HK$141,872
baseline
▲ 0.50% · 4.625%
HK$150,504
+HK$8,632/mo
Deposit HK$19.52M · loan HK$29.27M · min. income ≈ HK$283,744/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,517
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,500
−HK$4,041/mo
Today · 4.125%
HK$156,541
baseline
▲ 0.50% · 4.625%
HK$164,793
+HK$8,252/mo
Deposit HK$19.52M · loan HK$29.27M · min. income ≈ HK$313,082/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,750
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,595
−HK$4,922/mo
Today · 4.125%
HK$165,517
baseline
▲ 0.50% · 4.625%
HK$175,588
+HK$10,071/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$331,034/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,270
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,917
−HK$4,714/mo
Today · 4.125%
HK$182,631
baseline
▲ 0.50% · 4.625%
HK$192,258
+HK$9,627/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$365,262/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,250
−HK$12,557/mo
▼ 0.25% · 3.875%
HK$206,479
−HK$6,328/mo
Today · 4.125%
HK$212,807
baseline
▲ 0.50% · 4.625%
HK$225,756
+HK$12,949/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$425,614/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,776
−HK$12,036/mo
▼ 0.25% · 3.875%
HK$228,751
−HK$6,061/mo
Today · 4.125%
HK$234,812
baseline
▲ 0.50% · 4.625%
HK$247,189
+HK$12,377/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$469,624/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,505 · Scale 2, in force from 26 Feb 2026)