LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,256
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,716
−HK$3,517/mo
Today · 4.125%
HK$118,233
baseline
▲ 0.50% · 4.625%
HK$125,427
+HK$7,194/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$236,466/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,771
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,090
−HK$3,368/mo
Today · 4.125%
HK$130,458
baseline
▲ 0.50% · 4.625%
HK$137,335
+HK$6,877/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$260,916/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,507
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,660
−HK$4,219/mo
Today · 4.125%
HK$141,879
baseline
▲ 0.50% · 4.625%
HK$150,512
+HK$8,633/mo
Deposit HK$19.52M · loan HK$29.27M · min. income ≈ HK$283,758/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,525
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,509
−HK$4,040/mo
Today · 4.125%
HK$156,549
baseline
▲ 0.50% · 4.625%
HK$164,801
+HK$8,252/mo
Deposit HK$19.52M · loan HK$29.27M · min. income ≈ HK$313,098/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,758
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,603
−HK$4,923/mo
Today · 4.125%
HK$165,526
baseline
▲ 0.50% · 4.625%
HK$175,597
+HK$10,071/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$331,052/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,279
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,927
−HK$4,714/mo
Today · 4.125%
HK$182,641
baseline
▲ 0.50% · 4.625%
HK$192,268
+HK$9,627/mo
Deposit HK$14.64M · loan HK$34.15M · min. income ≈ HK$365,282/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,260
−HK$12,559/mo
▼ 0.25% · 3.875%
HK$206,490
−HK$6,329/mo
Today · 4.125%
HK$212,819
baseline
▲ 0.50% · 4.625%
HK$225,768
+HK$12,949/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$425,638/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,788
−HK$12,036/mo
▼ 0.25% · 3.875%
HK$228,763
−HK$6,061/mo
Today · 4.125%
HK$234,824
baseline
▲ 0.50% · 4.625%
HK$247,202
+HK$12,378/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$469,648/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,614 · Scale 2, in force from 26 Feb 2026)