LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,260
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,721
−HK$3,516/mo
Today · 4.125%
HK$118,237
baseline
▲ 0.50% · 4.625%
HK$125,432
+HK$7,195/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$236,474/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,776
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,096
−HK$3,367/mo
Today · 4.125%
HK$130,463
baseline
▲ 0.50% · 4.625%
HK$137,340
+HK$6,877/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$260,926/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,513
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,666
−HK$4,219/mo
Today · 4.125%
HK$141,885
baseline
▲ 0.50% · 4.625%
HK$150,518
+HK$8,633/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$283,770/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,531
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$152,515
−HK$4,041/mo
Today · 4.125%
HK$156,556
baseline
▲ 0.50% · 4.625%
HK$164,808
+HK$8,252/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$313,112/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,765
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,610
−HK$4,922/mo
Today · 4.125%
HK$165,532
baseline
▲ 0.50% · 4.625%
HK$175,605
+HK$10,073/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$331,064/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,287
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,934
−HK$4,715/mo
Today · 4.125%
HK$182,649
baseline
▲ 0.50% · 4.625%
HK$192,276
+HK$9,627/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$365,298/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,269
−HK$12,558/mo
▼ 0.25% · 3.875%
HK$206,498
−HK$6,329/mo
Today · 4.125%
HK$212,827
baseline
▲ 0.50% · 4.625%
HK$225,777
+HK$12,950/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$425,654/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,797
−HK$12,037/mo
▼ 0.25% · 3.875%
HK$228,772
−HK$6,062/mo
Today · 4.125%
HK$234,834
baseline
▲ 0.50% · 4.625%
HK$247,212
+HK$12,378/mo
Deposit HK$4.88M · loan HK$43.91M · min. income ≈ HK$469,668/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,701 · Scale 2, in force from 26 Feb 2026)