LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,264
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,725
−HK$3,516/mo
Today · 4.125%
HK$118,241
baseline
▲ 0.50% · 4.625%
HK$125,436
+HK$7,195/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$236,482/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,780
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,100
−HK$3,368/mo
Today · 4.125%
HK$130,468
baseline
▲ 0.50% · 4.625%
HK$137,345
+HK$6,877/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$260,936/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,517
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$137,670
−HK$4,220/mo
Today · 4.125%
HK$141,890
baseline
▲ 0.50% · 4.625%
HK$150,523
+HK$8,633/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$283,780/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,536
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$152,520
−HK$4,041/mo
Today · 4.125%
HK$156,561
baseline
▲ 0.50% · 4.625%
HK$164,814
+HK$8,253/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$313,122/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,770
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,615
−HK$4,923/mo
Today · 4.125%
HK$165,538
baseline
▲ 0.50% · 4.625%
HK$175,610
+HK$10,072/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$331,076/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,292
−HK$9,363/mo
▼ 0.25% · 3.875%
HK$177,940
−HK$4,715/mo
Today · 4.125%
HK$182,655
baseline
▲ 0.50% · 4.625%
HK$192,283
+HK$9,628/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$365,310/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,275
−HK$12,559/mo
▼ 0.25% · 3.875%
HK$206,505
−HK$6,329/mo
Today · 4.125%
HK$212,834
baseline
▲ 0.50% · 4.625%
HK$225,785
+HK$12,951/mo
Deposit HK$4.88M · loan HK$43.92M · min. income ≈ HK$425,668/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,804
−HK$12,038/mo
▼ 0.25% · 3.875%
HK$228,780
−HK$6,062/mo
Today · 4.125%
HK$234,842
baseline
▲ 0.50% · 4.625%
HK$247,221
+HK$12,379/mo
Deposit HK$4.88M · loan HK$43.92M · min. income ≈ HK$469,684/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,073,769 · Scale 2, in force from 26 Feb 2026)