LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,289
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,750
−HK$3,517/mo
Today · 4.125%
HK$118,267
baseline
▲ 0.50% · 4.625%
HK$125,464
+HK$7,197/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$236,534/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,807
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,128
−HK$3,368/mo
Today · 4.125%
HK$130,496
baseline
▲ 0.50% · 4.625%
HK$137,375
+HK$6,879/mo
Deposit HK$24.40M · loan HK$24.40M · min. income ≈ HK$260,992/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,546
−HK$8,375/mo
▼ 0.25% · 3.875%
HK$137,700
−HK$4,221/mo
Today · 4.125%
HK$141,921
baseline
▲ 0.50% · 4.625%
HK$150,556
+HK$8,635/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$283,842/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,569
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$152,553
−HK$4,043/mo
Today · 4.125%
HK$156,596
baseline
▲ 0.50% · 4.625%
HK$164,850
+HK$8,254/mo
Deposit HK$19.52M · loan HK$29.28M · min. income ≈ HK$313,192/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,804
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,650
−HK$4,924/mo
Today · 4.125%
HK$165,574
baseline
▲ 0.50% · 4.625%
HK$175,649
+HK$10,075/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$331,148/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,330
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,979
−HK$4,716/mo
Today · 4.125%
HK$182,695
baseline
▲ 0.50% · 4.625%
HK$192,325
+HK$9,630/mo
Deposit HK$14.64M · loan HK$34.16M · min. income ≈ HK$365,390/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,319
−HK$12,562/mo
▼ 0.25% · 3.875%
HK$206,550
−HK$6,331/mo
Today · 4.125%
HK$212,881
baseline
▲ 0.50% · 4.625%
HK$225,834
+HK$12,953/mo
Deposit HK$4.88M · loan HK$43.92M · min. income ≈ HK$425,762/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,853
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$228,830
−HK$6,063/mo
Today · 4.125%
HK$234,893
baseline
▲ 0.50% · 4.625%
HK$247,275
+HK$12,382/mo
Deposit HK$4.88M · loan HK$43.92M · min. income ≈ HK$469,786/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$2,074,224 · Scale 2, in force from 26 Feb 2026)