LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,129
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,476
−HK$351/mo
Today · 4.125%
HK$11,827
baseline
▲ 0.50% · 4.625%
HK$12,547
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,654/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,381
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,713
−HK$337/mo
Today · 4.125%
HK$13,050
baseline
▲ 0.50% · 4.625%
HK$13,738
+HK$688/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,100/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,355
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,771
−HK$422/mo
Today · 4.125%
HK$14,193
baseline
▲ 0.50% · 4.625%
HK$15,056
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,386/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,858
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,256
−HK$404/mo
Today · 4.125%
HK$15,660
baseline
▲ 0.50% · 4.625%
HK$16,486
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,320/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,581
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,066
−HK$492/mo
Today · 4.125%
HK$16,558
baseline
▲ 0.50% · 4.625%
HK$17,566
+HK$1,008/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$33,116/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,334
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,799
−HK$471/mo
Today · 4.125%
HK$18,270
baseline
▲ 0.50% · 4.625%
HK$19,233
+HK$963/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$36,540/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,033
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,656
−HK$633/mo
Today · 4.125%
HK$21,289
baseline
▲ 0.50% · 4.625%
HK$22,585
+HK$1,296/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,578/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,286
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,884
−HK$607/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,729
+HK$1,238/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,578 · Scale 2, in force from 26 Feb 2026)