LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,132
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,478
−HK$352/mo
Today · 4.125%
HK$11,830
baseline
▲ 0.50% · 4.625%
HK$12,549
+HK$719/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,660/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,384
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,716
−HK$337/mo
Today · 4.125%
HK$13,053
baseline
▲ 0.50% · 4.625%
HK$13,741
+HK$688/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,106/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,358
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,773
−HK$423/mo
Today · 4.125%
HK$14,196
baseline
▲ 0.50% · 4.625%
HK$15,059
+HK$863/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,392/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,861
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,259
−HK$404/mo
Today · 4.125%
HK$15,663
baseline
▲ 0.50% · 4.625%
HK$16,489
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,326/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,584
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,069
−HK$493/mo
Today · 4.125%
HK$16,562
baseline
▲ 0.50% · 4.625%
HK$17,569
+HK$1,007/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$33,124/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,337
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,802
−HK$472/mo
Today · 4.125%
HK$18,274
baseline
▲ 0.50% · 4.625%
HK$19,237
+HK$963/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$36,548/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,037
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,660
−HK$633/mo
Today · 4.125%
HK$21,293
baseline
▲ 0.50% · 4.625%
HK$22,589
+HK$1,296/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,586/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,291
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,889
−HK$606/mo
Today · 4.125%
HK$23,495
baseline
▲ 0.50% · 4.625%
HK$24,734
+HK$1,239/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,990/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,674 · Scale 2, in force from 26 Feb 2026)