LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,133
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,479
−HK$352/mo
Today · 4.125%
HK$11,831
baseline
▲ 0.50% · 4.625%
HK$12,551
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,662/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,385
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,718
−HK$337/mo
Today · 4.125%
HK$13,055
baseline
▲ 0.50% · 4.625%
HK$13,743
+HK$688/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,110/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,360
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,775
−HK$422/mo
Today · 4.125%
HK$14,197
baseline
▲ 0.50% · 4.625%
HK$15,061
+HK$864/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,394/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,863
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,261
−HK$404/mo
Today · 4.125%
HK$15,665
baseline
▲ 0.50% · 4.625%
HK$16,491
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,330/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,586
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,071
−HK$493/mo
Today · 4.125%
HK$16,564
baseline
▲ 0.50% · 4.625%
HK$17,572
+HK$1,008/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$33,128/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,340
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,805
−HK$471/mo
Today · 4.125%
HK$18,276
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$964/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$36,552/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,040
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,663
−HK$633/mo
Today · 4.125%
HK$21,296
baseline
▲ 0.50% · 4.625%
HK$22,592
+HK$1,296/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,592/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$606/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,239/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,738 · Scale 2, in force from 26 Feb 2026)