LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,339
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$114,803
−HK$3,518/mo
Today · 4.125%
HK$118,321
baseline
▲ 0.50% · 4.625%
HK$125,521
+HK$7,200/mo
Deposit HK$24.41M · loan HK$24.41M · min. income ≈ HK$236,642/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,864
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$127,186
−HK$3,370/mo
Today · 4.125%
HK$130,556
baseline
▲ 0.50% · 4.625%
HK$137,438
+HK$6,882/mo
Deposit HK$24.41M · loan HK$24.41M · min. income ≈ HK$261,112/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,607
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,763
−HK$4,222/mo
Today · 4.125%
HK$141,985
baseline
▲ 0.50% · 4.625%
HK$150,625
+HK$8,640/mo
Deposit HK$19.53M · loan HK$29.30M · min. income ≈ HK$283,970/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,637
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,623
−HK$4,044/mo
Today · 4.125%
HK$156,667
baseline
▲ 0.50% · 4.625%
HK$164,925
+HK$8,258/mo
Deposit HK$19.53M · loan HK$29.30M · min. income ≈ HK$313,334/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,875
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$160,724
−HK$4,926/mo
Today · 4.125%
HK$165,650
baseline
▲ 0.50% · 4.625%
HK$175,729
+HK$10,079/mo
Deposit HK$14.65M · loan HK$34.18M · min. income ≈ HK$331,300/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,409
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$178,060
−HK$4,718/mo
Today · 4.125%
HK$182,778
baseline
▲ 0.50% · 4.625%
HK$192,413
+HK$9,635/mo
Deposit HK$14.65M · loan HK$34.18M · min. income ≈ HK$365,556/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,411
−HK$12,567/mo
▼ 0.25% · 3.875%
HK$206,645
−HK$6,333/mo
Today · 4.125%
HK$212,978
baseline
▲ 0.50% · 4.625%
HK$225,937
+HK$12,959/mo
Deposit HK$4.88M · loan HK$43.94M · min. income ≈ HK$425,956/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,955
−HK$12,045/mo
▼ 0.25% · 3.875%
HK$228,934
−HK$6,066/mo
Today · 4.125%
HK$235,000
baseline
▲ 0.50% · 4.625%
HK$247,388
+HK$12,388/mo
Deposit HK$4.88M · loan HK$43.94M · min. income ≈ HK$470,000/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,075,169 · Scale 2, in force from 26 Feb 2026)